About Us HARM SMITH × Managing Member × × Head of Long Term × × BCom Financial Planning × × Post Graduate in Financial Planning × harm@medkonsult.co.za PATRICIA WELCH × Head of Short Term × pat@medkonsult.co.za CHANTEL KRUGER × Portfolio manager Medical Aid × info@medkonsult.co.za DAEMIA KILIAN × Portfolio manager Medical Aid × queries@medkonsult.co.za